The Layoff Survival Plan – Part One

What To Do Before You Are Laid Off

Squeeze More Time Out of Your Job
    Sidestep the Next Wave of Layoffs
    Delay Your Layoff With Legal Tactics
    Delay Your Layoff With Poor Performance Strategies
Develop Your Exit Strategy
    Build Your Network
    Start Wiping Your Computer (if you use a company computer)
    Line Up And Use Up Your Benefits
        Take Vacation, Medical Leave, or PTO (or don't)
        Get Dental Work and Optional Medical Procedures Under Company Insurance
        Keep Pre-Existing Conditions Off Your Medical History
        Grab Good Deals on Life Insurance
Make Financial Preparation For a Coming Layoff
    Reduce the Tax Bite On Your Last Paychecks
    Wrongful Termination Coming? Gather Evidence.
    Being Forced Out of Your Job? Collect Evidence.
    Unpaid Overtime Due You? Keep Records.
Prepare For Last-Minute Exit Negotiations
    Buy Time Before A Layoff - At The Last Minute
    Get More Benefits or a Severance Package
    Stay As Calm As You Can
    Don't Sign Anything During A Firing Meeting
    Decline the "Exit Interview"
    Don't Threaten To Blow the Whistle
Personal Financial Moves
    Renegotiate High Interest Rates on Credit Cards and Mortgages
        Credit Cards
        Mortgages
        Delinquent Accounts (like big medical bills)
    Credit Card Insurance
        Plans That Cover Minimum Payments (disappearing fast)
        Plans That Allow You To "Freeze" Your Credit Card Account
        How To Find These Credit Card Plans
    Grab Low-Interest Credit Card Offers
    Consolidate or Shift Debts To Lower Interest Loans
        Personal Loans

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... or see more of the Table of Contents (in five parts): 1. Before You Are Laid Off 2. Actions To Take When You Are Laid Off 3. Plans B-P - Proactive Post-Layoff Actions 4. Plans Q-Z - Worst Case Scenarios and Damage Control 5. Appendix (resources and legal detail in plain English)

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